<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us</loc>
  <lastmod>2026-06-02T12:18:25Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/20888692245655-Vesting-in-a-LLC</loc>
  <lastmod>2026-04-01T17:26:14Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/20979308407959-Use-of-Funds</loc>
  <lastmod>2026-04-01T19:05:45Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/20979326473879-Interest-Paid-Tax-Questions</loc>
  <lastmod>2026-04-01T16:40:24Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/20979535228055-Minimum-and-Maximum-HELOC-Amounts</loc>
  <lastmod>2026-05-20T16:25:55Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/20979826709143-Minimum-Property-Value</loc>
  <lastmod>2026-05-05T17:44:06Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/20979893797783-Out-of-Pocket-Expenses</loc>
  <lastmod>2026-05-20T22:13:10Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/20979893826711-Borrower-Login-Link</loc>
  <lastmod>2026-05-05T17:44:08Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/22564473558295-HELOC-Product-Description</loc>
  <lastmod>2026-05-20T16:23:05Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/22575205611799-Personal-Information-Security</loc>
  <lastmod>2026-04-01T16:42:24Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/22659387364119-Funding-of-HELOC</loc>
  <lastmod>2026-03-30T02:18:44Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/22738454521623-Pre-Payment-Penalties</loc>
  <lastmod>2026-04-01T16:42:55Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/22933060741015-Expiration-Dates</loc>
  <lastmod>2026-04-16T15:14:52Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/39930724741655-Mortgagee-Clause</loc>
  <lastmod>2026-05-05T17:44:06Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/39931187518999-Is-there-a-Mobile-App</loc>
  <lastmod>2026-05-05T17:44:07Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40075741925783-Notary-Closing-In-Person-vs-eNotary</loc>
  <lastmod>2026-05-21T19:46:12Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40075842930839-eNotary-Closings-No-Camera-Available</loc>
  <lastmod>2026-05-05T17:44:08Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141085575191-Minimum-Initial-Draw</loc>
  <lastmod>2026-05-05T17:44:09Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141219379863-Debt-to-Income-DTI</loc>
  <lastmod>2026-05-05T17:44:09Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141290106135-Escrow-Holdback</loc>
  <lastmod>2026-05-05T17:44:10Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141363411095-Eligible-and-Ineligible-Properties</loc>
  <lastmod>2026-05-05T17:44:10Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141413198743-Acreage</loc>
  <lastmod>2026-05-05T17:44:11Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141494090775-Loan-Term</loc>
  <lastmod>2026-06-02T12:18:25Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141559278615-Qualifying-HELOC-Payment</loc>
  <lastmod>2026-05-05T17:44:13Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141606734103-Assumptions</loc>
  <lastmod>2026-05-05T17:44:14Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141691865495-Geographic-Eligibility</loc>
  <lastmod>2026-05-05T17:44:16Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141794425495-Eligible-and-Ineligible-Borrowers</loc>
  <lastmod>2026-05-05T17:44:16Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141802063511-Non-Occupant-Co-Borrowers</loc>
  <lastmod>2026-05-05T17:44:11Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40141907237399-Identity-Verification</loc>
  <lastmod>2026-05-05T17:44:17Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40142707166103-Texas-Home-Equity</loc>
  <lastmod>2026-05-05T17:44:18Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40142743225623-Maximum-Exposure</loc>
  <lastmod>2026-05-05T17:44:12Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40142805133463-Power-of-Attorney</loc>
  <lastmod>2026-05-05T17:44:18Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40142862087191-High-Cost-Loans</loc>
  <lastmod>2026-05-05T17:44:13Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40142868125591-Ineligible-First-Liens</loc>
  <lastmod>2026-05-05T17:44:20Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40142900918551-Age-of-Credit-Report</loc>
  <lastmod>2026-05-05T17:44:13Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40142922888343-Tradeline-Requirements</loc>
  <lastmod>2026-05-05T17:44:14Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40142993346839-Credit-Rescores</loc>
  <lastmod>2026-05-13T21:10:10Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40142996831767-Credit-Scores-Used-for-Underwriting</loc>
  <lastmod>2026-05-05T17:44:19Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143065467543-Housing-Payment-History</loc>
  <lastmod>2026-04-30T21:42:38Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143074957719-Consumer-Payment-History</loc>
  <lastmod>2026-04-30T21:44:28Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143443092503-Significant-Derogatory-Events</loc>
  <lastmod>2026-04-30T22:00:19Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143573989015-Judgments-Tax-Liens</loc>
  <lastmod>2026-04-30T22:03:42Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143634117527-Collections-Charge-Offs</loc>
  <lastmod>2026-04-30T22:04:58Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143704167447-Income-Verification-for-Salaried-W2-Borrowers</loc>
  <lastmod>2026-04-30T22:08:16Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143758117399-Prequalification-PQ</loc>
  <lastmod>2026-04-30T22:10:21Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143800853399-Income-Verification-for-Self-Employed-Borrowers</loc>
  <lastmod>2026-04-30T22:12:28Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143858092439-Alimony-Child-Support-Payments</loc>
  <lastmod>2026-04-30T22:14:09Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143880792983-Installment-Debt</loc>
  <lastmod>2026-04-30T22:16:17Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143955302679-Revolving-Debt</loc>
  <lastmod>2026-04-30T22:18:46Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40143974542999-Student-Loans</loc>
  <lastmod>2026-04-30T22:20:06Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144012845591-Litigation</loc>
  <lastmod>2026-04-30T22:21:23Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144183983767-Debt-Paid-by-Others</loc>
  <lastmod>2026-04-30T22:32:33Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144460647703-Determining-Collateral-Value</loc>
  <lastmod>2026-04-30T22:46:23Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144584919319-Transferred-Appraisals</loc>
  <lastmod>2026-04-30T22:51:52Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144610893847-Appraisal-Requirements</loc>
  <lastmod>2026-04-30T22:54:17Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144636375447-Recertification-of-Appraisal</loc>
  <lastmod>2026-04-30T22:55:49Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144696734231-Unacceptable-Appraisal-Practices</loc>
  <lastmod>2026-05-11T17:45:24Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144788348695-Accessory-Dwelling-Unit</loc>
  <lastmod>2026-04-30T23:02:08Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144812922007-Properties-Listed-for-Sale</loc>
  <lastmod>2026-04-30T23:03:30Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144864894743-Title-Vesting</loc>
  <lastmod>2026-04-30T23:05:29Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144949540119-Inter-Vivos-Revocable-Trust</loc>
  <lastmod>2026-04-30T23:11:22Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40144988986263-Title-Insurance</loc>
  <lastmod>2026-04-30T23:12:40Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40145016225687-Hazard-Insurance</loc>
  <lastmod>2026-04-30T23:14:21Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40145062655255-QC-Clear-to-Close</loc>
  <lastmod>2026-04-30T23:16:04Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40145091177239-Closing</loc>
  <lastmod>2026-04-30T23:17:25Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40145120733079-Funding</loc>
  <lastmod>2026-04-30T23:19:09Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40158897131159-Credit-Report-Dispute-Information</loc>
  <lastmod>2026-05-20T01:17:47Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40275616454295-HELOC-Payments-Explained</loc>
  <lastmod>2026-05-07T13:48:15Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40275620043799-Spanish-Speaking-Notary</loc>
  <lastmod>2026-05-06T16:34:29Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40305169310871-Loan-Servicing</loc>
  <lastmod>2026-05-07T17:04:45Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40306062766999-HOI-Verification</loc>
  <lastmod>2026-05-07T17:26:51Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40309222821271-DTI-Income-Verification-Debt-Exclusions</loc>
  <lastmod>2026-05-07T19:05:11Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40312135107351-DTI-Income-Verification-Self-Employed-Income-Verification-Tax-Returns</loc>
  <lastmod>2026-05-07T20:34:19Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40312641171351-DTI-Income-Verification-Self-Employed-Income-Verification-Plaid</loc>
  <lastmod>2026-05-07T20:49:49Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40312955856919-DTI-Income-Verification-W2-Income-Verification-Truework</loc>
  <lastmod>2026-05-07T21:00:58Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40313737062807-DTI-Income-Verification-W2-Income-Verification-Plaid</loc>
  <lastmod>2026-05-07T21:27:58Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40313979931671-DTI-Income-Verification-W2-Income-Verification-TWN-The-Work-Number</loc>
  <lastmod>2026-05-07T21:37:14Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40314229515927-DTI-Income-Verification-Selecting-the-Income-Type</loc>
  <lastmod>2026-05-07T21:46:46Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40314453860759-DTI-Income-Verification-Five-Methods-of-Income-Verification</loc>
  <lastmod>2026-05-07T21:57:22Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40600253357719-Annual-Fee</loc>
  <lastmod>2026-05-20T01:26:24Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40612863902743-Business-Hours</loc>
  <lastmod>2026-05-20T15:37:50Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40624329407639-Origination-Fee</loc>
  <lastmod>2026-05-20T21:48:05Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40653371443991-Lifetime-Rate-Floor-and-Cap</loc>
  <lastmod>2026-05-21T23:05:14Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/articles/40653726243095-Number-of-Borrowers-and-NPEs-Allowed</loc>
  <lastmod>2026-05-21T23:15:11Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/sections/22534057172247-HELOC-Pre-Qualification</loc>
  <lastmod>2026-05-20T16:25:55Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/sections/22534071414935-HELOC-General-Questions</loc>
  <lastmod>2026-06-02T12:18:25Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/sections/22534105307287-HELOC-In-Process</loc>
  <lastmod>2026-05-07T21:57:22Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/sections/22534124041751-HELOC-Repayment</loc>
  <lastmod>2026-05-21T23:05:14Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/sections/22534124993431-HELOC-Closing</loc>
  <lastmod>2026-05-21T19:46:12Z</lastmod>
</url>
<url>
  <loc>https://helochelp.homebridge.com/hc/en-us/categories/20824511618199-FAQs</loc>
  <lastmod>2026-06-02T12:18:25Z</lastmod>
</url>
</urlset>
