Emily B.

Credit Reports may not be more than ninety (90) days old at time of loan closing.

The Heloc can be in a first or second lien positionFor second lien Helocs, the following features are not permitted on an existing first position loan:Pre-payment penalties (with the exception of i...

Loans which are deemed High Cost are not eligible for this program.

Transactions requiring a Power of Attorney to close are reviewed on case-by-case basis.

Borrowers are collectively limited to three (3) loans either issued or purchased by the lender not to exceed $750,000.Borrowers with more than fifteen (15) properties are not eligible.

Texas 50(a)(6) requirements and regulations apply when the subject is a primary residence.Second Homes and Investment properties in Texas are allowed when not a 50(a)(6)

The Heloc program utilizes Plaid, a third-party vendor, for all identity verifications.The identity of each borrower whose credit is used for loan qualification must be confirmed.All identification...

Primary Residence Only (for the occupying borrower)Single Family Residence OnlyThe non-occupying borrower must:Sign the NoteMeet the minimum credit history and credit score requirements, andMay not...

Eligible BorrowersUnited States CitizensUnited States Citizens are individuals born in the United States, Puerto Rico, Guam, Northern Mariana Islands, Virgin Islands, American Samoa, Swain’s Island...

Our HELOC is available in the Contiguous States, DC, AK, HIBrokers must be licensed in the state where the subject property is located.