HELOC General Questions
- Number of Borrowers and NPEs Allowed
- Origination Fee
- Business Hours
- Credit Report Dispute Information
- Hazard Insurance
- Properties Listed for Sale
- Accessory Dwelling Unit
- Unacceptable Appraisal Practices
- Recertification of Appraisal
- Transferred Appraisals
- Debt Paid by Others
- Litigation
- Student Loans
- Revolving Debt
- Installment Debt
- Alimony/Child Support Payments
- Significant Derogatory Events
- Consumer Payment History
- Housing Payment History
- Credit Rescores
- Credit Scores Used for Underwriting
- Tradeline Requirements
- Age of Credit Report
- Ineligible First Liens
- High-Cost Loans
- Maximum Exposure
- Texas Home Equity
- Non-Occupant Co-Borrowers
- Eligible and Ineligible Borrowers
- Geographic Eligibility