Maximum Loan Amount and CLTV Per FICO Score

Primary Residence

600-619 

• $250,000 maximum loan amount
• 50% maximum CLTV

620-639

• $250,000 maximum loan mount
• 55% maximum CLTV

640-659

• $500,000 maximum loan amount
• 65% maximum CLTV

660-679

• $500,000 maximum loan amount
• 70% maximum CLTV

680-700

• $500,000 maximum loan amount
• 75% maximum CLTV

700-719

• $500,000 maximum loan amount
• 80% maximum CLTV

720 and above

• $750,000 maximum loan amount (at a maximum of 75% CLTV)
• 80% maximum CLTV ($500,000 or lower loan amount)

Second Home

640-679

• $500,000 maximum loan amount
• 60% maximum CLTV

680-700

• $500,000 maximum loan amount
• 65% maximum CLTV

700 and above

• $500,000 maximum loan amount
• 70% maximum CLTV

Investment Property

700 and above

• $500,000 maximum loan amount
• 70% maximum CLTV