Veronica G
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Activity overview
Latest activity by Veronica G-
Veronica G created an article,
Signer Experience for Closing the HELOC
Please check below link for the signer experience demo for Proof. https://demo.proof.com/pages/notarize-signer-realestateIf you encounter borrower having issues with closing you can provide these c...
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Veronica G created an article,
Maximum Loan Amount and CLTV Per FICO Score
Primary Residence600-619 $250,000 maximum loan amount50% maximum CLTV620-639$250,000 maximum loan mount55% maximum CLTV640-659$500,000 maximum loan amount65% maximum CLTV660-679$500,000 maximum loa...
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Veronica G created an article,
HELOC Payments Explained
PaymentsYears 1-5During the first 5 years, the HELOC payment is interest-only. This means the monthly payment covers only the accrued interest, not the principal balance. Calculation: (Interest ra...
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Veronica G created an article,
Spanish Speaking Notary
When you begin your closing, you will see a message below the "JOIN NOW" button that states:"Comunicate con un notario hispanohablante"By using this button, a Spanish-speaking notary will join the ...
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Veronica G created an article,
Is there a Mobile App?
There is no HELOC mobile app.Our website is mobile responsive which means it fits nicely into the size of a mobile phone screen. The application can be completed start to finish on any mobile device.
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Veronica G created an article,
Mortgagee Clause
1st Lien HELOCShellpoint Mortgage ServicingISAOA / ATIMAPO Box 7050Troy, Ml 48007-7050 2nd Lien HELOCHOMEBRIDGE FINANCIAL SERVICES INC.99 Wood Ave. SouthSuite 301ISELIN, NJ 08830
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Veronica G created an article,
Expiration Dates
AVM Valuation - 30 daysHard Equifax FICO8 credit pull - 90 daysIf any of these pass the expiration date, they will be rerun and may cause updates to the HELOC offers (HELOC loan amount, CLTV, etc).
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Veronica G created an article,
Pre-Payment Penalties
There are no pre-payment penalties for the HELOCs.
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Veronica G created an article,
Funding of HELOC
Once your have finalized the closing with the Notary, your rescission period will begin the following business day.For primary residences properties – there is a three (3) day rescission period fo...
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Veronica G created an article,
Personal Information Security
Our HELOC program does not store the username or password and cannot view the credentials during entry. It is the most effective way for us to protect your information securely against fraud or una...