Veronica G

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  • Servicing and HELOC Monthly Payments

    Please note that due to the nature of the NFTYDoor HELOC, there is no set monthly payment amount.    The NFTYDoor HELOC is an adjustable rate and interest only for the 5-year draw period.    This m...

  • Closing Overseas

    With overseas files, if military member has a JAG Office on base, they are permitted to close there. Otherwise, they need to set up an appointment at the U.S. Embassy. All of the scheduling has to ...

  • Languages Support by Notary

    Our third-party notary closing has a primary language of American English for the closing.  Below are the other languages supported by specific states:  

  • Credit Pulls - Soft Pull vs Hard Pull

    Soft Pull We pull the Experian FICO 8 score during the pre-qualification stage of the application. Our minimum FICO is 640. Further restrictions are laid out in our Pricing Sheet.   Hard Pull Once ...

  • Expiration Dates

    AVM Valuation - 30 days Appraisal Valuation - 120 days Hard Experian FICO8 credit pull - 90 days If any of these pass the expiration date, they will be rerun and may cause updates to the HELOC offe...

  • Pre-Payment Penalties

    There are no pre-payment penalties for the NFTYDoor HELOCs. 

  • Personal Information Security

    NFTYDoor does not store the username or password and cannot view the credentials during entry. It is the most effective way for us to protect your information securely against fraud or unauthorized...

  • NFTYDoor HELOC Product Description

    The NFTYDoor HELOC is a standalone product. It requires a minimum 75% draw at closing and has no prepayment penalties: Available in all 50 states and DC Broker must be licensed in the subject prope...

  • FICO Score Requirements

    Experian FICO 8 is utilized for both the soft and hard credit pulls • Minimum 640 FICO for Owner Occupied and 2nd Homes • Minimum 700 FICO for Investment Properties • Eligibility is determined by t...

  • Types of I.D.s for Verification

    The identity must be confirmed for each Borrower whose credit is used for loan qualification. The closing agent, notary public or signing attorney, as appropriate, must provide evidence that the id...