Veronica G

For all loan amounts, an initial Automated Valuation Model (AVM) is pulled.If the confidence score is acceptable, the initial AVM is successful and the value is accepted. Note: Homebridge uses Clea...

Our HELOC uses the Equifax Decision engine tool for the credit standard review.  Installment Debt:Installment debt is a monthly obligation with fixed payments and terms. Payments on installment loa...

If a debt is reflected on the borrower’s credit report, the borrower is personally liable for the debt and it must be included in the debt-to-income ratio. Debts paid by the borrower’s business or ...

Soft PullWe pull the Equifax FICO 8 score during the pre-qualification stage of the application. Our minimum FICO is 640 for primary residences and 2nd homes and our minimum FICO is 700 for investm...

AVM Valuation - 30 daysHard Experian FICO8 credit pull - 90 daysIf any of these pass the expiration date, they will be rerun and may cause updates to the HELOC offers (HELOC loan amount, CLTV, etc). 

There are no pre-payment penalties for the NFTYDoor HELOCs. 

The HELOC is a standalone product. It requires a minimum 75% draw at closing and has no prepayment penalties:Available in all 50 states and DC• Minimum Loan Amount $25,000*• Maximum Loan Amount $50...