Veronica G

Experian FICO 8 is utilized for both the soft and hard credit pulls • Minimum 640 FICO for Owner Occupied and 2nd Homes • Minimum 700 FICO for Investment Properties • Eligibility is determined by t...

The identity must be confirmed for each Borrower whose credit is used for loan qualification. The closing agent, notary public or signing attorney, as appropriate, must provide evidence that the id...

When a monthly student loan payment is provided on the credit report, that amount may be used for qualifying purposes. If the credit report does not reflect the correct monthly payment, the monthly...

Fee Simple Leasehold in individual name Inter Vivos Revocable Trust All individuals who hold title to the subject property are required to sign the Security Instrument but are not required to sign...

Once your have finalized the closing with the Notary, your rescission period will begin the following business day. For primary residences properties – there is a three (3) day rescission period f...

Minimum 75% initial draw disbursed at closing. 5-year interest-only draw period; 25-year repayment period (fully amortizing). NOTE: Tennessee Exception: 5-year interest-only; 10-year repayment peri...

Hawaii The only lava zones that are allowed are 3 - 9 only NY, RI, DC, IL, MA, UT, NM, DE, HI, OH CLTV cap dependent on credit score. Tennessee CLTV cap dependent on credit score. Draw Terms a...

While it is true that you cannot obtain a loan if you have had a foreclosure in the past 7 years, there are a few circumstances we can review below with differing timelines. Charge-off of a Mortga...

NFTYDoor must obtain copies of the trust or trust certification and include them in the loan file. The copies must be certified by an attorney or the grantor/trustor/settlor.  A review of the trust...

US Citizens Permanent Resident Aliens Non-Permanent Resident Aliens (with established U.S. credit) Verification that the Borrower has one of the following is required: Unexpired Employment Auth...